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Hating on Capital One Bank and still loving Koh Lanta

sunny

So we found out on day 1 of Thailand that my atm card (Capital One Bank) does not have agreements with any banks in Thailand, so we have no way of getting any money. Obviously, this sucks. I thought we would be fine on the little American money we had (~$200 post-Cambodia, which really drained our cash cause everywhere takes American dollar as the standard) and the use of credit cards. Phuket places took credit card, but Koh Lanta...not so much. It is all mom & pop type shops, which is why we love the place. It gives us the freedom to do whatever we want and explore, but since so few places take credit card, we have started to feel the crunch. As in, we have had to not do things we wanted to (like get a massage from the nice lady with a 6 month old adorable boy or buy only one lanta festival t-shirt instead of one for ech of us or rent a moto from a local person) because we have limited cash and need it to take cabs and eat. It sucks cause we would so much rather pay the locals for their services directly than our hotel, where we had to rent our motos from.

Since we have only USD $6 and a bit more than 2000 baht to our name (together), we are hoping we can get a cash advance on my debit card (maybe Capital one allows that!) in Bangkok. We will see...Thank God we have paid for all of our hotels ahead of time by credit card. We may or may not have to pay an international departure tax of $11 each, but I think it is included in our flight ticket out of Bangkok. Hope so!

P.S. in case you are wondering why I let this happen, since I always think ahead, I in fact called Capital one before leaving the country and they said it would be no problem for me to use atms in Vietnam, Cambodia and Thailand. They were correct on the first two countries, but have failed me in Thailand.
-Kelli

And yes, we are still loving Koh Lanta and are sad to leave this place tomorrow. We rented a moto again today and explored the WHOLE island. We also had some delicious food in the Old town and kayaked for a bit near the Sea Gypsy Village. It was a lot of fun. We are going to hang low tonight and watch the sunset on our hotel's beach tonight. Then we head to Koh Phi Phi early in the morning

Posted by Kellrad 02:24 Archived in Thailand

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